First home mortgages
For anyone buying their first home.
Price example First home mortgage
Nominal floating interest rate from 5.49 %, annual percentage rate of charge (APRC) from 5.70 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 334. The total amount payable would be NOK 3 703 390 made up of the loan amount plus interest of NOK 1 703 390. Presupposes a mortgage on the home.
What is a first home mortgage?
- First Home Mortgage is for people looking to buy their first home
- Home mortgage on up to 85% of the value of the property
- Possible to apply for up to 85% of the value with additional security
Already bought a home, but considering moving? Check out Boliglån Ung (Home mortgage for young adults)
How much of a down payment do I need?
As a rule, you need a down payment of 10% of the purchase price plus costs.
If you do not have large enough down payment it is still possible to consider other solutions. We have a team of advisers who specialise in helping young people and who would love to talk to you.