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First home mortgages

For anyone buying their first home.

Girls sitting on a sofa
  • Separate advisers for first-time buyers

  • Opportunities to get loans, even without a full down payment

  • If you’re buying first home, we offer especially good terms

Search first home mortgages

Price example First home mortgage

Nominal floating interest rate from 5.49 %, annual percentage rate of charge (APRC) from 5.70 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 334. The total amount payable would be NOK 3 703 390 made up of the loan amount plus interest of NOK 1 703 390. Presupposes a mortgage on the home.

What is a first home mortgage?

  • First Home Mortgage is for people looking to buy their first home
  • Home mortgage on up to 85% of the value of the property
  • Possible to apply for up to 85% of the value with additional security

Already bought a home, but considering moving? Check out Boliglån Ung (Home mortgage for young adults)

How much of a down payment do I need?

As a rule, you need a down payment of 15% of the purchase price plus costs.

If you do not have large enough down payment it is still possible to consider other solutions. We have a team of advisers who specialise in helping young people and who would love to talk to you.

Frequently asked questions

Do you want more predictability?

With fixed rates, you know exactly what you’ll be paying every month on the loan.

Combine fixed and variable interest rates in a loan

This way you get the best of both worlds.

See what the home mortgage will cost you

Test different loan amounts and see the monthly cost.

Talk to us about home mortgages

Get advice about your finances.

See also

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