Fixed-rate calculator
Try out our interest rate calculator and see the effects of fixing the interest rate on all or parts of the loan.
Combine fixed and variable interest rates in a home mortgage
A combination loan gives you the predictability of a fixed-rate loan, while also offering the flexibility of a variable rate.
Should we help move your home mortgage?
Do you have a home mortgage at another bank and want to get an offer from us?
How much does the home mortgage cost?
The cost of the mortgage depends on the interest rate, type of mortgage, the repayment period and any additional costs.
If you want to have the most predictable borrowing costs, a fixed-rate loan or a combination of fixed and variable interest rates in a combination loan could be for you.
Costs as a homeowner
Don’t forget that a home also comes with other necessary expenses, such as maintenance costs, fees and taxes, electricity, any communal expenses, home insurance and contents insurance.
What affects how much the loan costs?
There are several factors that affect the price of your loan, and it depends on you and your bank.
The cost of the loan is affected by:
- The type of loan you’re taking
- The interest rate
- Additional costs, such as set-up and instalment fees
- The repayment period
- Whether you have an annuity or serial loan
How much can you borrow?
Just like the cost of the loan, your ability to borrow also depends on a number of factors. Many have complex finances and will therefore get an exact answer by getting in touch with us for an assessment.
When we receive your loan application, we consider, among other things:
- What type of loan you want
- Total debt from before
- Your ability to pay
- Equity