Savings scheme
Get rid of the hard work of transfers and let savings take place automatically with a savings scheme
Allow the savings to take place by themselves
Easy to create, change and pause
Suitable for short-term and long-term savings
What is a savings scheme?
A savings scheme is an agreement you conclude with yourself. In practice, there is a fixed transfer from your use account to a mutual fund or savings account. The usual arrangement is to have monthly deductions, usually on the pay date. When the cover goes by itself, you hardly notice that you are saving, but you will soon notice that you have saved.
Set a target for savings
Do you have anything special you would like to save for? Before you set up the savings scheme, you must choose the form of savings. In order to choose the right savings, you should use your own savings targets and how long you need to reach the target.
If you’re going to save for a holiday in a year, probably a high-income account will be best, but if you’re going to save for a pension or the children’s future over a longer period of several years (minimum 6 years), funds are usually the best choice.
Setting specific goals, such as savings for home, travel, pension or car, increases the likelihood that you will reach your savings goals. It is also common to have multiple savings savings scheme, in both accounts and funds, for the various purposes and to spread risk.
Test the calculator and see how much your savings can grow
Savings schemes FAQ
Our savings accounts
Savings account
No withdrawal restrictions
Fixed rate deposits
Better interest rates when you lock in your money for a set period.
Sparekonto Pluss
Get good interest when you have more than NOK 500 000. Four withdrawals free of charge
BSU home savings scheme
Save up for a home and get a tax deduction
Boligspar Ekstra
Save extra for a home, without tax deduction
Barnas Sparekonto (Children’s savings account)
Savings account for children between 0–18 years old
Morsom Sparing
Save a little every time you use the card or pay a bill
High-interest account
An overview of secure savings methods with usually higher interest rates