Workers' compensation insurance
As an employer you’re legally required to take out workers' compensation insurance for your employees. The insurance covers both full-time and part-time employees.
What does workers' compensation insurance cover?
- Employee injury and illness that occurs during working hours and at the workplace
- Settlement payment for permanent injury, for example loss of sight or hearing
- Loss of capacity for work and income
- Future expenses for health equipment beyond that covered by the National Insurance Scheme
- Loss of income and expenses until the settlement date beyond that covered by the National Insurance Scheme
- Disbursement to spouse or cohabitant in the event of death and extra disbursement if the employee has children
You can also insure your employees to a higher degree than required by law by extending the statutory coverages with higher sums insured and additional coverages.
Product information (IPID)
Terms and conditions Personnel insurance
Other sickness insurance
Covers illnesses not caused by work, i.e. beyond the reaches of workers' compensation insurance. Examples of illnesses covered are cancer, cardiovascular diseases and stress disorders.