Starting up
Are you dreaming of starting your own business? Then you’re not alone. Every year, we help more than 20 000 other people who have the same dream.
How to start a business
Your dream can come through with hard work. Not everyone achieves their goal, but dedicated entrepreneurs can succeed. This has inspired us to create this guide. It’s full of good advice for anyone wanting to start their own business. How you use it is up to you. We hope it helps you get started.
Start the business with DNB. We offer digital services such as a corporate account, online bank and app, as well as security and free consulting for entrepreneurs. With DNB as your partner, you get more than just banking services – you get support on your way to success. We are here for you if you need help.
1. Ideas and business plans
Find a business idea that both engages you and has potential in the market.
Read more2. Visibility
Understand the competition, who your potential customers are and how you are visible.
Read more3. Financing
There are several ways to finance the business, whether equity, loans or investors.
Read more4. Templates, tools and useful links
We have put together useful templates and resources for start-up, operation and employment.
Read moreDNB Start-up Pilot
Our entrepreneurial team is happy to help you start your entrepreneurial dream
Read more“I chose DNB as a bank because they understand and invest time in entrepreneurs. They use their system, the expertise of the employees to provide full advice and guidance, and that’s something I’m very much appreciated”
Erik Skotvedt - Founder & CEO @Værbitt
Financing your startup
Five financing tipsFive important tips for entrepreneurs
Put your idea into practiceChoose the right company form - should you choose ENK or AS?
Sole Proprietorships (ENK)
- for those who want to start fast and easy
With ENK, you own the business entirely and the start-up costs are minimal – there is no requirement for equity.
But remember, you are personally responsible for all debt. This means that your personal finances may be affected if your business doesn’t go as planned.
Benefits of ENK:
- Simple and cost-effective establishment
- No equity requirements
- Full control of the business
Disadvantages of ENK:
- Personal liability for liabilities and obligations
- Limited social security rights, such as sickness benefits
Let us help you get started with your ENK today. Here in DNB you can register your business and become a customer with us – all in one place.
Private Limited Company (AS)
– for those who want security and scalability
Private Limited Company (AS) are a popular choice for many entrepreneurs, and offer greater security by distinguishing your personal finances from the company’s.
With an AS, you only risk the equity you have invested in the company. To start an AS, at least NOK 30,000 in share capital is required.
Benefits of AS:
- Limited liability – you run the risk of equity that you’ve deposited
- Better social security rights (such as sickness benefits and pensions)
- Opportunity to bring in investors and scale the business
Disadvantages with AS:
- Requirement for NOK 30,000 in share capital. These are funds the company can use, but the Companies Act requires that funds are available at all times.
- Several accounting and reporting requirements
Start your AS with DNB. Become a customer with us and follow our guide to getting started today.