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DNB Spare-fond (Savings funds)

The DNB Spare mutual funds are a range of mutual fund packs for people who want an easy way to save over the long term but don’t want too many options.

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  • Passively managed proportion of equities*

  • Invests in international and Norwegian shares

  • Lower price

* The fund’s equity investments are made in index funds. Index funds do not have managers who try to create better returns than the index.

The DNB Spare fund packages are different packages with mutual funds whose risk is kept stable over time. The proportion of equities of the fund package is automatically held at the level you choose, without you having to do anything.

The number in the name indicates the proportion of equities in the fund package. The higher the proportion of equities, the higher the risk but thereby also the better the chances of achieving higher expected returns over time.

The mutual funds invest in up to six sub-funds and have broad exposure to the global and Norwegian equity and fixed income markets.

The funds DNB Spare invests in:

DNB Spare 100

Growing plants

When you want a high return and are comfortable with major fluctuations in value during the savings period.

The time horizon for savings should be six years or more due to the high proportion of equities.

Minimum purchase amount is NOK 100. With a savings scheme in mutual funds, your savings happen automatically every month.

DNB Spare 80

Plants growing

When you want a better return than from a bank account and are comfortable with moderate to high fluctuations during the savings period.

The time horizon for savings should be six years or more due to the high proportion of equities.

Minimum purchase amount is NOK 100. With a savings scheme in mutual funds, your savings happen automatically every month.

DNB Spare 50

Green globe

When you want a better return than from a bank account and are comfortable with moderate fluctuations during the savings period.

Your time horizon for savings should be three years or more.

Minimum purchase amount is NOK 100. With a savings scheme in mutual funds, your savings happen automatically every month.

DNB Spare 30

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When you want a slightly better return than from a bank account but want minimal fluctuations during the savings period.

Your time horizon for savings should be three years or more.

Minimum purchase amount is NOK 100. With a savings scheme in mutual funds, your savings happen automatically every month.

Picture of someone sitting on the floor with the Spare app on their mobile

Find your savings fund with digital fund adviser

How much do you want to save? And how much risk can you and your finances tolerate? Check the digital fund adviser in the Spare app to find the Spare fund that’s best suited to you!

  • Download the Spare app
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Simple and flexible pension savings with DNB Lev Mer

With DNB Lev Mer you get a good composition of shares and fixed-income securities, adapted to your age.

Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund’s risk, and the management costs. Returns may be negative as a result of mark-to-market losses.

EU classification of mutual funds and sustainability in our advisory services

Woman in a greenhouse

SFDR is the regulation in the EU action plan for sustainable finance. SFDR ensures that financial institutions publish their financial products’ investment strategy, investment objectives and actual investments.

See more mutual funds here

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