Balanced fund
A balanced fund invests in both fixed-income securities and shares and is suitable for people who are going to save for three or more years.
Simple savings solution where you determine your own risk level
Good selection of balanced funds in the DNB Aktiv and DNB Spare range
On your mobile phone you buy a combination fund in The Spare app
You can easily buy mutual funds in the online bank using a computer or in the Spare app.
What is a balanced fund?
A balanced fund is a mix of two things: share and interest rates. Returns and risk depend on the proportion of share and interest you have in your selected fund.
The amount of share and interest in the combination funds varies from fund to fund. More share mean more fluctuations, but also a higher expected return.
With a balanced fund, you choose how much risk you’re ok to take, and a portfolio manager will ensure that the allocation of shares and interest rates stay the way you want while you save.
If you want to buy a balanced fund from us, you can choose from three different series, DNB Spare, DNB Aktiv and DNB Grønt Skifte (Green Shift).
DNB Green Shift funds
Are you looking for advisory services?
Find out which type of investment is right for you. Our advisers will do a review of your overall finances and what you want to get from your savings.
The Spare app
The Spare app brings all your savings together in one place and gives you a full overview of your investments.
Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund’s risk, and the management fees. Returns may be negative as a result of mark-to-market losses.
Sustainability in mutual funds and in our advice
SFDR is the regulation in the EU action plan for sustainable finance. SFDR ensures that financial institutions publish their financial products’ investment strategy, investment objectives and actual investments.
Our mutual fund products
Mutual fund list
Get a full overview of all our mutual funds
Digital adviser
Get customised research and investment suggestions adapted to you.
Equity funds
For people who want to save long term and can tolerate fluctuations
Index funds
Equity fund for people who prioritise low costs
Fixed-income funds
Mutual funds that invest the money in fixed-income securities
Balanced funds
Balanced funds invest in both fixed-income securities and shares
Share savings account
Makes it easier for you to save in shares and equity funds
Investment account
Access to both securities and mutual funds in the same solution
Downloadable forms
We have gathered all of the forms onto one page