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Interest Rate Calculator

Your interest rate affects how much your home loan costs you. Use the property price, and adjust your loan amount, interest rate and repayment period in the calculator.

NOKNOK%%yearyear

Borrowing costNOK per month

5.49%nom. rate

5.66%eff. rate

90%Lånegrad 75%
90%Borrowing grade75%
75%
NOK

Equity needs:

Total cost over 25 years:

Apply for a loan nowView repayment plan
Properties

How the interest rate on your home loan is determined

At DNB you receive a Personal interest rate on your home loan with a variable interest rate. The interest rate you receive is calculated based on your financial situation and is influenced by factors such as the size of the loan, your equity, and your overall financial position. In addition, market conditions and competition between banks play a role.

Your life situation also affects the mortgage interest rate you receive. For example, if you are a Ung (Young Adults) mortgage customer, you may be eligible for a particularly favourable interest rate on your loan.

Apply for a new mortgage or about transferring your mortgage To us, and we will provide you with an offer with a personalised interest rate for your loan.

Did you know that your property value can affect your interest rate?

Loan-to-value ratio is how much of the property's value is mortgaged. If your loan-to-value ratio has decreased because the property value has increased significantly, whilst the loan remains the same or has reduced, you may be eligible for a new interest rate on your home loan. You can View your property value in the mobile banking app, And Apply for refinancing To check whether you can obtain better terms on your home loan.

How much can I borrow for a home?

Get an indication of how much borrowing your finances can support.

  • Test your borrowing capacity

What will your home loan cost you?

The home loan calculator makes it easy to calculate what you need to pay per month.

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