Question 1

What is road traffic insurance tax?

Accepted Answer

Road traffic insurance tax has replaced the former annual vehicle tax. The authorities have decided that all registered vehicles with statutory liability insurance must pay this tax. The insurance companies collect the tax for the government.

On the invoice, the road traffic insurance tax is specified for each vehicle and the amount is spread across the same number of installments as the insurance contract.

Question 2

What is seasonally varied pricing?

Accepted Answer

Some vehicles you insure are used more frequently depending on the season. The price of the insurance therefore varies according to the season for these – known as seasonally varied pricing.

Among other things, this applies to motorcycles, mopeds, snowmobiles, boats and jet skis.

Should the insurance expire outside of the principal maturity date, the price is settled for the period during which the insurance has been in force. The price is calculated based on a table that you will find in the insurance agreement.

Question 3

What is a no-claims bonus?

Accepted Answer

A no-claims bonus is a prize for damage-free driving. The higher the no-claims bonus, the lower the insurance price.

Question 4

What does damage to a parked vehicle without loss of no-claims bonus mean?

Accepted Answer

Some of the insurance policies for vehicles have parking damage without loss of no-claims bonus included in the coverage you select. This means that you avoid losing your no-claims bonus for damage caused to your car by others while it’s parked.

If you are responsible for the damage, you lose your no-claims bonus when you use the insurance.

Question 5

Deregistered vehicle and insurance

Accepted Answer

When you deregister your car or vehicle, you must remember that the insurance is automatically terminated.

Even if you don’t use your vehicle, if it’s only in storage etc., accidents can still occur. For example, a fire in a garage or burglary and theft. This makes it necessary to have insurance to be covered.

It is therefore a good idea to insure the deregistered vehicle with storage insurance. With storage insurance, you are covered if a fire should occur in the garage or someone should steal your car from the storage location. Get in touch to insure your deregistered car or vehicle.

It is not legal to use deregistered vehicles. Before you put your car back on the road, you need to register it again. You will then need to insure it with a minimum of statutory liability insurance.

Question 6

What do I do if I need roadside assistance?

Accepted Answer

If you have roadside assistance included in the insurance, you can call us in the event of small and big problems you have on the road. For example, if you have a puncture, if you run out of fuel or power, have engine failure or drive off the road.

Stay safe Position the vehicle so that it does not create dangerous situations in the traffic. Use the warning lights and put on your high-vis vest when setting out a warning triangle.
Order roadside assistance Order roadside assistance online or call (+47) 915 04818. It’s open 24 hours a day.
Keep your receipts Save receipts and documentation for any additional expenses you have incurred in connection with the rescue.
What happens next? Contact Fremtind Forsikring and they will help you with the settlement payment. They can often sort out the situation directly by telephone. Start by reporting a claim.

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