Competition terms and conditions

1. To enter the competition, you must either set up a new savings scheme in funds or increase the monthly savings amount in an existing savings scheme in funds by a minimum of NOK 100 per month, in one of DNB's purchase solutions.
2. You must be over 18 years old to participate.
3. Three winners will be drawn at random and will each receive NOK 10,000. The winners will also be offered investment advice.
4. The draw will be conducted by representatives from DNB. The winners will be notified by telephone or email using the contact details in our systems.
5. The result may be published in DNB's channels after the winners have been notified. The winners consent to information about their participation being used in marketing of the activity.
6. The prize will be transferred to a share savings account. If payment details are not provided within a reasonable time, the prize will be forfeited to DNB.
7. Name, telephone number and email address will be used when drawing the winners. For payout, address, Norwegian national identity number and account number will also be used. The information will not be used for other purposes and will be deleted after the payout. DNB is responsible for the information processed in accordance with DNB's Privacy notice.
8. DNB reserves the right to disqualify participants who breach the terms and conditions, gain unfair advantages, or attempt to sabotage the competition. The same applies if other undue conduct is detected.
9. DNB reserves the right to amend the terms and conditions if unforeseen events occur beyond DNB's reasonable control.
10. DNB employees may not participate in the competition.

_{Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund's risk, and the management costs. Returns may be negative as a result of mark-to-market losses.}