• Chatbot
  • Help and guidance
  • Find your DNB office
  • Make an appointment

Refinance consumer loans and credit cards

Do you have several consumer loans, credit card debts or smaller loans? By refinancing, you can save money and have your loans collected in one place.

Woman working on a sofa
  • Collect expensive loans in one place

  • Reduce fees and expenses

  • Take control of your finances

Apply for refinancing

What is refinancing of consumer loans?

Refinancing consumer loans involves collecting expensive consumer loans and credit card debt in one refinancing loan. The advantage of refinancing consumer loans is that it can give you lower interest rate, reduced fees and expenses, fewer bills and better control of your finances.

Bring together expensive loans

Refinance a consumer loan and credit card in one loan in one place

Save money

Get lower interest rates, reduced expenses and fewer bills

Get control of your finances

Get full overview of the loan in the online bank and mobile banking app

Refinance your consumer loans into your home mortgage

Man with laptop

If you can borrow more on your home, it can make sense to consolidate your consumer loan into your home mortgage.

Have you paid off part of your home mortgage, or carried out maintenance or refurbishment that has increased the value of your home? Borrowing against a home can in many cases be the best solution to get rid of expensive small loans. The interest rate on home mortgages is lower than on credit cards and consumer loans, and including a consumer loan in your home mortgage can save costs and offer better advice.

Talk to us about refinancing a consumer loan as part of your home mortgage. Book a meeting with an adviser.

See how much a consumer loan costs

Use the calculator to see how much a consumer loan will cost per month.

  • Consumer loan calculator

Get an overview in the Norwegian Debt Register

The Norwegian Debt Register gives you an overview of all consumer loans, credit cards and other credits registered to you.

Price example consumer loan

Nominal interest rate from 10.9%, effective interest rate 11.7%, NOK 100,000 over 5 years, establishment fee from NOK 500. Cost NOK 30,806. A total of NOK 130,806. See loans price list.

Read more at DNB News

DNB News · 5 min reading time
DNB Nyheter articles
Illustration showing a person reading the newspaper
DNB News · 5 min reading time
DNB Nyheter articles
Illustration showing a person reading the newspaper

See also

Footer navigation

Head office

Dronning Eufemias gate 30

0191 Oslo, Norway

Postal address


PO Box 1600 - Sentrum

0021 Oslo

Org. no.


984 851 006

DNB Websites

DNB Eiendom (DNB Real Estate)#girlsinvestDNB Tech Blog


DNB LuxembourgDNB SwedenDNB Denmark

Social media

Terms of useData protectionCookiesPrice listCompare our prices with other companies at Finansportalen.noWork for us