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Cabin mortgages

Mortgages for cabins in Norway or Sweden.

Woman relaxing in a chair in the cabin
  • Help and advice throughout the process

  • Possible to get flexible repayment and interest-only period

  • Mortgages on cabins

If the mortgage is on a holiday home in Sweden, the bank must approve the holiday home in advance of bidding.

Purchase of cabin

We’ll help you if you’re buying a cabin by the sea or in the mountains. Our advisers will make sure you get the best financing solution.

For those who buy an energy-efficient cabin or upgrade their existing cabin to energy label A or B, you can apply for a green cabin mortgage.

Down payment for cabin mortgage

The main rule is that you can borrow up to 75% of the home’s purchase price. The rest has to be covered with a down payment. The entire mortgage can also be offered against security in your own home.

Cabin mortgage calculator

Our home mortgage calculator makes it quick and easy to see how much you can borrow for a cabin.

Price example, Green Cabin mortgage:

Nominal floating interest rate from 5.49 %, annual percentage rate of charge (APRC) from 5.70 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 334. The total amount payable would be NOK 3 703 390 made up of the loan amount plus interest of NOK 1 703 390. Presupposes a mortgage on the home.

Have you bought a cabin?

  • Cabin insurance

Do you need to borrow a little extra to repair or upgrade your cabin?

Home in Portugal, Spain or France?

Selling a cabin?

Questions and answers

See also

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