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Personal finances

No two finances are alike. But all are important.

Personal finances

Your finances consist of more than just the money you have in your account. It encompasses all financial matters for you and your household. This includes everything from income, expenses, savings, investments, pension planning, insurance and much more. In many ways, it is about what we spend, earn and borrow, and how we make choices and plan for our future.

The way we manage our personal finances changes throughout life: The finances of a person with a family budget, mortgage and savings for children differ greatly from those of a young person with a student budget, rental expenses and buffer savings.

DNB Explains

Budget

Financial adviser Hanne explains budgeting in one-two-three.

Credit Card

Customer adviser Margrethe explains the benefits of credit cards and how to use them sensibly.

Pension

Pension expert Stian explains how you can become a pension millionaire.

Short and Long-Term Savings

Investment adviser Nina explains the differences between short-term and long-term savings.

Insurance

Customer adviser Tove explains which insurance policies you need to be well covered.

Mortgage

Financial adviser Marte explains three things you need to know before buying your first home.

Cabins and second homes

Financial adviser Madelen explains financing of cabins and second homes.

Vehicle financing

Customer adviser Markus explains how vehicles are financed.

Saving for children

Private banker Thomas explains how to save for children.

DNB financial adviser smiling facing camera
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Financial difficulties

How can you get out of a financial crisis if you are facing financial challenges? There are many different financial difficulties you can encounter. Perhaps you have become unemployed or been temporarily laid off? What if you have a lot of credit card debt or small loans?

The most important thing is to know what you are actually spending money on. By having an overview, you can improve your everyday finances. A good tip is to set up a budget, but if you are already in financial difficulty, you should check out our tips and advice.

Advice for financial problems
Distressed man.

Budget

There are many good reasons why you should set aside some time to create a budget – whether you want to work towards a specific goal, or simply want better control over your finances. This motivation can be the push you need to get your finances back on track.

Create your budget
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