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General liability insurance

General liability insurance can be regarded as life insurance for the company. In the worst-case scenario, a liability claim against the company can lead to bankruptcy.

Image of four colleagues working together in an open-plan office

  • Covers financial losses if the company is liable for damages

  • Provides security for companies at risk of liability claims

  • We tailor the insurance to your needs

The policy is an additional insurance and requires the business to have main insurance as well.

How general liability insurance works

General liability insurance consists of two parts, corporate liability and product liability. It’s valid in the Nordic countries but can be extended by agreement.

Corporate liability

For companies that manufacture things, sell products or provide physical services.

  • Covers physical damage that the company causes to a third party.
  • The standard sum insured is NOK 10 million and applies per insurance event.

The sum insured can be increased by agreement.

Product liability

For companies that import, manufacture or sell products.

  • Covers injury to people or damage to things due to faults or defects in the actual products the company manufactures.
  • The standard sum insured is NOK 10 million and applies overall for all insurance events in the insurance year.

The sum insured can be increased by agreement.

Product information

General liability insurance (PDF, Norwegian)

Choose from the following ancillary benefits:

Our non-life insurance products