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DNB's fraud prevention measures prevented 90 per cent of the fraud attempts against DNB and our customers. \\n\",\"isTranslated\":true},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Full extract\\n\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/6f545e21-52aa-4cf7-a6cf-db727ead55dc.pdf?cacheVersion=1768248518\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/6f545e21-52aa-4cf7-a6cf-db727ead55dc.pdf?cacheVersion=1768248518\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"English version\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/c851272b-a550-4a05-9c80-39e87f693101.pdf?cacheVersion=1769159557\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/c851272b-a550-4a05-9c80-39e87f693101.pdf?cacheVersion=1769159557\"}}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"title\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Money laundering and financing of terrorism\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"In 2025, the number of cases DNB reported with suspicion of money laundering increased significantly. The increase illustrates how financial crime is intensifying and becoming more professionalised, where actors exploit vulnerable individuals, legitimate businesses and use professional facilitators to carry out extensive financial crime.\\n\",\"isTranslated\":true},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Full extract\\n\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/37347f0e-8b03-44f9-a47b-5f8e1f4ba8f2.pdf?cacheVersion=1768248499\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/37347f0e-8b03-44f9-a47b-5f8e1f4ba8f2.pdf?cacheVersion=1768248499\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"English version\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/5c3dc632-97ec-415f-9503-cb3a1c07d23a.pdf?cacheVersion=1769159557\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/5c3dc632-97ec-415f-9503-cb3a1c07d23a.pdf?cacheVersion=1769159557\"}}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"title\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Physical threats\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"In 2025, DNB has recorded fewer threats and violent incidents against employees than in previous years, confirming a positive trend following the peak year of 2023. Threats still occur most frequently from individuals with mental health issues, substance abuse problems and financial stress. Estate agents may in some cases experience increased unwanted attention. Physical violence remains rare, and the presence of security guards at DNB's most vulnerable locations has proven to be an effective preventive measure.\\n\",\"isTranslated\":true},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Full extract\\n\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/074b8667-cb22-4b08-afda-d75489fe824a.pdf?cacheVersion=1768248507\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/074b8667-cb22-4b08-afda-d75489fe824a.pdf?cacheVersion=1768248507\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"English version\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/78a2d301-bff2-44de-a2c5-09420bf123c3.pdf?cacheVersion=1769159557\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/78a2d301-bff2-44de-a2c5-09420bf123c3.pdf?cacheVersion=1769159557\"}}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"title\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Insider threat\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"The insider threat remains highly relevant. During 2025, there have been cases where employees have breached internal rules, obtained unlawful financial benefits and improved their own results. Although such incidents rarely affect customers directly, they pose a risk to trust in the bank. A serious incident was also uncovered where a consultant at a foreign location failed to follow up on alerts regarding transactions within their area of responsibility. DNB has subsequently strengthened control procedures to reduce the risk of similar incidents.\\n\",\"isTranslated\":true},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Full extract\\n\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/78179646-5a2e-4efe-9472-c9bb2885dc6a.pdf?cacheVersion=1768248471\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/78179646-5a2e-4efe-9472-c9bb2885dc6a.pdf?cacheVersion=1768248471\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"English version\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/0e892dae-a30f-4471-9410-fb21e423d3ac.pdf?cacheVersion=1769159557\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/0e892dae-a30f-4471-9410-fb21e423d3ac.pdf?cacheVersion=1769159557\"}}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"title\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Digital threats\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"2025 has been characterised by a more complex and shifting cyber threat landscape, where artificial intelligence is used for both attack and defence. Attacks against businesses have become more sophisticated, rapid and targeted, with increased use of automation and AI. Threat actors exploit both technical and human vulnerabilities, and we are seeing a clear increase in attempts to steal digital identities, supply chain attacks – where attacks are carried out through third parties that the business trusts – and AI-enhanced methods.\\n\",\"isTranslated\":true},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Full extract\\n\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/6287c7d5-e54f-42b4-9137-2ab96054c950.pdf?cacheVersion=1768248512\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/6287c7d5-e54f-42b4-9137-2ab96054c950.pdf?cacheVersion=1768248512\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"English version\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/a6b1d076-be5f-4812-8159-c5dfecd4eb91.pdf?cacheVersion=1769159557\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/a6b1d076-be5f-4812-8159-c5dfecd4eb91.pdf?cacheVersion=1769159557\"}}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"title\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Sanctions\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Sanctions is a collective term for non-military measures imposed by states or international organisations. Stricter sanctions regimes make both luxury goods and goods necessary for industry more difficult to obtain. This means that sanctions evasion becomes more lucrative. This in turn leads to increased risk that customers misuse the bank for purposes related to sanctions evasion – particularly through car trading and financing. In Sweden, DNB has had several cases of fraud related to car financing in combination with sanctions evasion, where cars have been re-exported to Russia via transit countries.\\n\",\"isTranslated\":true},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Full extract\\n\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/9af034e9-5743-4e79-b30c-30ad61758df5.pdf?cacheVersion=1768248464\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/9af034e9-5743-4e79-b30c-30ad61758df5.pdf?cacheVersion=1768248464\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"English version\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"bc.dnb.no/original/gallery/10314/files/original/5f437ed4-52ac-4641-af08-640ebd50fbde.pdf?cacheVersion=1769159557\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"https://bc.dnb.no/original/gallery/10314/files/original/5f437ed4-52ac-4641-af08-640ebd50fbde.pdf?cacheVersion=1769159557\"}}]}],\"sectionSettings\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"paddingSize\":\"small\",\"animate\":false,\"keepMargins\":true,\"backgroundColor\":\"pistachio\",\"backgroundType\":\"backgroundColor\",\"_meta\":{\"id\":\"campaignSectionSettings\"}},\"_meta\":{\"id\":\"campaignTextBlock\",\"anchorId\":\"a00ac64dd-39f0-4c7f-b356-a621506e1c07\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"subTitle\":\"Torgeir von Hessen\",\"description\":\"SVP in Group Security, DNB\",\"sectionHeading\":\"\",\"title\":\"Introduction to Financial Peace of Mind: When Reality is Challenged\",\"isTranslated\":true,\"videoPosition\":\"left\",\"video\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"<div style=\\\"position:relative;width:100%;padding-bottom:56.25%;\\\"><iframe allow=\\\"autoplay; 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